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The result of an application is mostly based on your credit score, although other factors are.
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As soon as you enter the wonderful world of being an adult, you're likely to start hearing a lot about your credit score.
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Credit cards allow for a greater degree of financial flexibility than debit cards, and can be a useful tool to build your credit history. Having bad credit is almost always better than having no credit at all. A personal line of credit can be an important financial tool, but it's typically only available to people with overall healthy finances, including a high credit score. Credit strong helps people build or improve their credit while simultaneously growing their savings. Getting a credit card is a fairly straightforward process that requires you to submit an application for a card and receive an approval or denial.
Whether you are looking to apply for a new credit card or are just starting out, there are a few things to know beforehand.
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